Woodlands Bank offers a variety of fixed and adjustable rate loans to meet the needs of individuals who work or reside in the following Pennsylvania counties: Lycoming, Clinton, and Sullivan.  For information on additional loan types not listed below or help selecting the right loan for you, contact us today!

 
Conventional Fixed Rates
Construction-to-Permanent Financing Options
Home Equity Loans / Fixed Rate
Ask us about our Home Equity Lines-of-Credit!
Don't see it? Just ask! Not all loan products are listed.

Conventional Fixed Rates

Highlights include:

  • Available for home purchase and refinance.
  • No charge for credit review.
  • Must have at least 3% downpayment, plus closing costs; other downpayment requirements could apply for certain refinance transactions. 
  • Gifts of cash or equity from a family member and/or Seller assistance may be an acceptable source of funds you'll need for closing. 
  • Upfront fees for processing your loan may be required. 
  • Ask our lender for all details.


Construction-to-Permanent Financing Options

 Highlights include:

  • A variety of loan products available to choose from.
  • Must have at least 5% downpayment, plus closing costs. 
  • Gifts of cash or equity from a family member may be acceptable source of the funds you'll need for closing.
  • Contractor pre-approval is required (documentation may be needed).
  • Final Construction Contract signed by borrower(s) and contractor is required at application; signed copies of supporting contractor bids/estimates falling outside the construction contract also required.
  • Construction Draw Schedule requires pre-approval and signatures of the contractor, lender and borrower(s) indicating agreement.
  • Complete and final set of construction plans and specifications/blueprints signed by borrower(s) and contractor are required at application.
  • Upfront fees for processing your loan are required. 
  • Ask our lender for all details.


Home Equity Loans / Fixed Rate

Highlights include:

  • $5,000 minimum loan amount.
  • Requires at least 10% ownership equity.
  • Quick turnaround. 
  • Rates based on term, automatic payment option and other risk factors.  Ask our lender for details.


Ask us about our Home Equity Lines-of-Credit!

Don't see it? Just ask! Not all loan products are listed.


 

 

- Disclaimers -

Loan products and/or rates are subject to change without notice.  Certain restrictions may apply.  Property insurance will be required at closing.